International digital payments major Visa has announced new leadership for India and South Asia, with the incumbent TR Ramachandran being relocated to Singapore from next year to lead its newly created new payment flows business.
Succeeding Ram will be Sandeep Ghosh, most recently partner and leader of the financial services consulting practice of EY for India. Both will transition to their new roles in the coming months.
Sandeep comes with over 27 years of industry experience in India, APAC, and Europe, he has successfully led hyper-growth strategies, business transformation, alliances and joint ventures, and restructuring programs.
Prior to EY, Sandeep was the CEO and Managing Director of Bharti Axa Life, a leading insurance JV company in India, where he was instrumental in improving its operational performance, transforming the JV’s life insurance business, and driving synergies across operating entities.
In his previous roles, Sandeep has worked at global banks where he led commercial banking in India and Asia-Pacific. His mandates included organic growth, portfolio acquisition, and integration as well as franchise expansion in geographies.
Sandeep has an MBA in Marketing & Strategy from the Indian Institute of Management, Ahmedabad, and a bachelor’s degree in Commerce from Sydenham College, University of Mumbai.
Ram joined Visa in 2015 to lead Visa’s business across India and South Asia. During that time, he has overseen a significant expansion of the company as Visa’s international capabilities helped support the burgeoning growth of electronic payments across his area of responsibility.
“As a prominent industry leader, Ram is well-known and respected in the industry, we’re excited to take his expertise across Asia Pacific,” said Chris Clark, Visa Inc regional president.
“We’re also excited to welcome Sandeep to the team and cannot think of a better talent to take Visa’s success in the market to the next level,” said Clark.
“His deep experience in supporting clients to transform their businesses is exactly what is needed in such a dynamic market.” He added.
Visa is the world’s leader in digital payments. Its mission is to connect the world through the most innovative, reliable, and secure payment network – enabling individuals, businesses, and economies to thrive.
Visa’s advanced global processing network, VisaNet, provides secure and reliable payments around the world and is capable of handling more than 65,000 transaction messages a second.
The company’s relentless focus on innovation is a catalyst for the rapid growth of digital commerce on any device for everyone, everywhere.
